Micro Credit
Management System
A powerful and complete
solution for Credit Management
Features
o
User Friendly Interface
o
Customer Management
o
Support Multiple & Customize Products
o
Credit Management
o
Support Customize Interest Rate
o
Support Higher Levels Data Security & Integrity
o
Easy Information & Data Sharing
o
Savings of Manpower
o
Savings Paperwork
o
Provide live support (online, phone & client site)
o
Ensure High Performance Rate, 100 % accuracy and 0% Error Rate so on.
Benefit
User Friendly Interface
The Graphical User Interface is designed
to be extremely simple & provide a consistence look & feel to the end user.
It is aesthetically designed with pleasant colors so that it does not cause much
of a train to the eyes. It's designed is targeted towards easy learning & pleasant
user experience.
To ensure highest security level and preventing
manual error as well as providing user friendly interface always show details information.
o
Manage
Multiple Funds
o
Manage
Multiple Products
n
User Defined Loan Products
n
User Define Interest Type & Interest Rate
n
Support Various Charges
o
Processing Charge
o
Service Charge
o
Over Due Charge
o
Interest On Overdue
o
Loan Management
n
SHG Loan Management
n
Individual Loan Management
o
Interest
n
User Defined Interest
o
Security
Ensure that the data is
secure, as the system does not allow unauthorized users to access the data and manipulate
it, thereby preventing fraud and mis-representation
of financial data.
n
Software Security
o
No one
can premised to open this program without proper authenticate him/her-self
o
User must
provide their ID & Password before access
n
Employee Security
o
Employee
can only access pre-defined Forms.
o
They can
perform only pre-allocated rights.
n
Transaction Security
o
All Transaction
will validate by their superior authority
n
Loan Disbursed/Approved
n
EMI received
n
All Cash Transaction
n
All Bank Transaction
Report
o
Daily
report
o
Monthly
report
o
Overdue
Report
n
Details Report
n
Report On Time Frame
n
Region Wise Report
o
Outstanding
o
Bank Statement
o
Cash Statement
o
Loan Statement
o
Performance
Report (With Chart)
Special Advantage
o
Multi
Loan Support
o
Top up
Loan
o
Interest
Calculation
n
Monthly Interest
n
Daily-wise Interest (on demands for settlement)
o
Interest
On Overdue
o
Charge
on non-payment
o
Charge
on Cheque return
o
On Special
Purpose :
n
Waiver
n
Interest
n
Charge
Special Notification:: Status Bar
o
Loan Information
n
Loan Applied
n
Loan Disbursed
n
Loan Pending
n
Total Outstanding
n
Total Overdue
n
Individual SHG/Customer names, who are not paying EMI more then 6 month
o
Total Payment Received
o
Cheque
Pending For Approval
o
Available Cash